Examlex
Instructions: Identify the following. Be as specific as possible, and include names, dates, and relevant facts as appropriate. Be sure to explain the significance of the person or term.
Organization of Petroleum Exporting Countries (OPEC)
Collateral
An asset that a borrower offers to a lender as security for a loan, which can be seized if the loan is not repaid.
Bankruptcy Petition
A formal request filed by an individual or entity seeking the protection of bankruptcy laws to resolve insolvency issues.
Chapter 7
Chapter 7 refers to a chapter of the U.S. Bankruptcy Code, under which individuals or businesses can liquidate their assets to pay off creditors.
Debtor
An individual or organization that owes money or other obligations to another party, known as the creditor.
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