What Was One of the Factors That Caused the Saving-And-Loan

question 60

Multiple Choice

What was one of the factors that caused the saving-and-loan crisis in the late 1980s and early 1990s?

• A) There was excessive government regulation.
• B) Saving-and-loan institutions gave risky loans made on speculative real-estate ventures.
• C) Saving-and-loan institutions could not attract deposits.
• D) Saving-and-loan institutions were unable to compete with Internet banking.
• E) All of these choices

---

Definitions:

Plant Assets

Enduring physical assets utilized in a business's operations, which are not expected to be sold.

Land Improvements

Enhancements made to a piece of land to increase its value or usability, such as landscaping, fencing, and adding utilities.

Patent

A legal document providing exclusive rights to inventors over their inventions, preventing others from making, using, or selling the invention without permission.

Straight-line Depreciation

A method of calculating the depreciation of an asset, which assumes the asset depreciates evenly over its useful life.