Attempting to Guide Prospective Homeowners into One Neighborhood as Opposed

question 19

Multiple Choice

Attempting to guide prospective homeowners into one neighborhood as opposed to another based on the racial, religious, or ethnic composition of a particular neighborhood is called:

• A) blockbusting
• B) steering
• C) redlining

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Definitions:

Policy Owner

The individual or entity that holds and controls an insurance policy and has the right to exercise all privileges under the contract.

Face Value

The nominal or stated value of a financial instrument or document, such as a bond or stamp, not necessarily its market value.

Premiums

The amount of money charged by an insurance company for active coverage.

Fire Insurance

A type of property insurance that covers damage and losses caused by fire.