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As a result of anti-malaria pesticide campaigns in the less developed nations,
Theft
The act of stealing; taking someone else's property without permission or legal right.
Insurance Policy
A contract wherein an insurer agrees to compensate the insured for specified losses, damages, illness, or death in return for premiums paid.
Co-insurance Clause
A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, promoting shared risk between the insurer and the insured.
Indemnity
A contractual agreement in which one party agrees to compensate another for losses or damages incurred.
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