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Explain the "Spirit of '76." What major founding documents embody this spirit? Explain how, over time, more and more amendments were added to the constitution that allowed this spirit to flourish.
Annuities
are financial products that provide a stream of payments over time, often used as part of retirement planning.
Perpetuity
A financial instrument that provides a stream of infinite cash flows or payments that continue indefinitely.
Annual Percentage Rate (APR)
The interest rate charged per period multiplied by the number of periods per year.
Annuity Due
An annuity for which the cash flows occur at the beginning of the period.
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