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The leading advocates today of a multidimensional,multicultural view of the life cycle concept are:
Effective Annual Rate
A measure of the true interest rate accounting for the effects of compounding over a year.
Contributions
Amounts given or donated to a particular cause, project, or for a retirement account.
Effective Rate of Return
A measure of the return on an investment that accounts for the effect of compounding over a specified time period.
Contributions
Payments or services provided by individuals or organizations to a common fund or project.
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