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Oswald applied for a loan from Pointe Lenders. Pointe's reasonable cost of checking Oswald's credit will be considered as part of the financing charge when determining whether Pointe's rate of interest exceeds that allowable under the usury statute.
Accounts Receivable
Funds that customers owe to a business for products or services already provided but not yet compensated for.
Net Profit Margin Ratio
A financial metric indicating the percentage of revenue remaining as profit after all expenses, taxes, and costs have been deducted.
Cash Flow
The total amount of money being transferred into and out of a business, especially as affecting liquidity.
Liquidity Ratios
Financial ratios that measure a company's ability to meet its short-term obligations, such as current ratio and quick ratio.
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