Under the Fair Credit Billing Act, If a Consumer Reports

question 74

Multiple Choice

Under the Fair Credit Billing Act, if a consumer reports an error in the amount on his charge account bill, until the creditor responds, it cannot:

• A) take any action to collect the disputed amount.
• B) restrict the use of an open-ended credit account because the disputed amount is unpaid.
• C) report the disputed amount as delinquent.
• D) All of these are correct.

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Definitions:

Vehicle Emission Standards

Regulations set by governments to limit the amount of pollutants vehicles can emit, aimed at reducing air pollution and promoting public health.

EPA

The Environmental Protection Agency, a federal agency tasked with protecting human health and the environment through regulations and oversight.

Manufacturers

Companies or individuals that produce goods on a large scale using machinery, labor, and innovative processes, often within specific industries.

Unintentional Effect

An outcome or result that occurs without the intent of the involved parties, often unexpected or unplanned.