The Fair Debt Collection Practices Act Requires a Debt Collector

question 76

Multiple Choice

The Fair Debt Collection Practices Act requires a debt collector to provide the consumer with a written notice. What information must be contained in this notice?

• A) The amount of the debt, with interest and penalties clearly delineated.
• B) The name and phone number of the current creditor and former creditor.
• C) A statement telling the consumer that he can request verification of the alleged debt.
• D) A copy of the original credit contract with the original creditor.