Which of the Following Acts by a Third-Party Collector Would

question 120

Multiple Choice

Which of the following acts by a third-party collector would be a violation of the FDCPA?

• A)Sending the debtor a postcard that reads: "Don't let this bill affect your excellent credit rating"
• B)Calling the debtor at home at 8:30 AM to confirm the debt
• C)Referring the account to an attorney for a lawsuit
• D)Filing suit without first contacting the debtor

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Definitions:

Syllogism Validity

A measure of whether a syllogism (a form of deductive reasoning consisting of a major premise, a minor premise, and a conclusion) logically follows from its premises.

Venn Diagram

A graphical representation used to show all possible logical relations between a finite collection of sets.

Categorical Syllogism

A form of deductive reasoning consisting of a major premise, a minor premise, and a conclusion, based on relationships between categories.

Syllogism Forms

Structured arguments using three propositions: two premises followed by a conclusion, based on deductive reasoning to infer a relationship between items.