Which of the Following Acts by a Third-Party Collector Would

question 120

Multiple Choice

Which of the following acts by a third-party collector would be a violation of the FDCPA?

• A)Sending the debtor a postcard that reads: "Don't let this bill affect your excellent credit rating"
• B)Calling the debtor at home at 8:30 AM to confirm the debt
• C)Referring the account to an attorney for a lawsuit
• D)Filing suit without first contacting the debtor

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Definitions:

Genetic Differences

Variations in the DNA sequences among individuals that contribute to biological diversity.

Variations

Differences or deviations from the norm within any given population.

Niche Construction

The process by which organisms alter their own and each other's environments, potentially influencing their own evolution.

Ecological Inheritance

The transmission of environmental modifications produced by organisms across generations, influencing evolutionary processes.