Brad Wrote a Check to Clara for $1,000 on His

question 10

Multiple Choice

Brad wrote a check to Clara for $1,000 on his account at First Bank.He then took it to his bank for certification.The bank wrote "certified" on the face of the check.Brad then gave the check to Clara.When Clara took the check to First Bank, they refused to pay, claiming that there was not enough money in Brad's account to cover the check.Which of the following is correct?

• A) First Bank must pay the check, but they may charge Brad a fee to do so.
• B) Clara has no recourse under the circumstances.
• C) Brad is secondarily liable on the check, because he is the drawer.
• D) First Bank is primarily liable on the check, because it has already accepted it.

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Definitions:

Culturally Insensitive

Displaying a lack of awareness or consideration for the differences in cultural practices, norms, and values, often leading to misunderstandings or offense.

Traditional Unstructured

Pertains to methods or processes that lack formal organization or planning, often relying on customary practices rather than systematic approaches.

Behavior-Based

An approach focusing on observable actions and behaviors, often used in the context of evaluations, safety practices, or therapy.

Structured Interview

A systematic interviewing method where all candidates are asked the same set of predetermined questions for the purpose of making fair and objective comparisons.