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The Fair Debt Collection Practices Act defines all of the following practices as abusive, EXCEPT:
Schizophrenia
A severe mental disorder characterized by distortions in thinking, perception, emotions, language, sense of self, and behavior, often manifested through hallucinations and delusions.
Polygenic Disorders
Conditions caused by the influence of multiple genes, often leading to complex traits and diseases where environmental factors can also play a role.
Postpartum Psychosis
A rare, severe, and emergency psychiatric condition that can occur after childbirth, characterized by hallucinations, delusions, and confusion.
Risk Factors
Aspects of a person's lifestyle, environment, or genetic makeup that increase the likelihood of developing a disease or injury.
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