Under the Fair Credit Billing Act, If a Consumer Reports

question 74

Multiple Choice

Under the Fair Credit Billing Act, if a consumer reports an error in the amount on his charge account bill, until the creditor responds, it cannot:

• A) restrict the use of an open-ended credit account because the disputed amount is unpaid.
• B) report the disputed amount as delinquent.
• C) take any action to collect the disputed amount.
• D) All of these are correct.

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Definitions:

Copy and Paste

A common computer function that allows users to duplicate data from one location and place it into another.

Update Row

In databases, this refers to the process of changing or modifying the data within a specific row in a table.

Action Query

In database management, a type of query that makes changes to multiple records at once, based on specified criteria.