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____ obtain funds by issuing securities and then lend the funds to individuals and small businesses.
Net Income
The profit of a company after all expenses, taxes, and costs have been deducted from total revenue.
Financial Analysis
The process of evaluating businesses, projects, budgets, and other finance-related entities to determine their performance and suitability.
Ratio
An expression of the mathematical relationship between one quantity and another. The relationship may be expressed either as a percentage, a rate, or a simple proportion.
Horizontal Analysis
A financial analysis technique that evaluates changes in financial statement items over a series of accounting periods, showcasing trends and growth patterns.
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