The Risk That a Credit Union Will Experience an Unanticipated

question 31

Multiple Choice

The risk that a credit union will experience an unanticipated wave of withdrawals without an offsetting amount of new deposits is ____ risk.

• A)credit (default)
• B)interest rate
• C)liquidity
• D)exchange rate
• E)None of these are correct.

Recognize the role of practice methods (spaced, massed, overlearning) in improving memory retention.

Distinguish between different types of memories (long-term, short-term, episodic, declarative) and their characteristics.

Identify the effects of misinformation and constructive processing on memory accuracy.

Realize the challenges in memory retrieval, including the tip-of-the-tongue phenomenon.

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Definitions:

Relative Strength

A momentum investing technique that compares the performance of a security to that of the overall market or a specific benchmark.

Market Index

A statistical measure which calculates changes in a representative group of individual securities to provide an overall view of the market or its segment’s performance over time.

Trading Volume

The total number of shares or contracts traded for a particular security or market during a specified period.

Loss Aversion

A psychological principle stating individuals prefer avoiding losses to acquiring equivalent gains.