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​​Genetics and Training Are the Only Factors That Affect Physical

question 22

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​​Genetics and training are the only factors that affect physical performance.

Understand the significance of inflation on retirement planning and investment returns.
Identify the characteristics and benefits of different types of retirement plans (e.g., 401k, Roth IRA).
Apply the concept of time value of money to retirement saving and investment strategies.
Evaluate investment choices based on their potential tax benefits or liabilities.

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