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What is thought to be the main factor contributing to a hangover?
Non-working Spouse
A spouse who does not engage in regular paid employment outside the home.
Previously-taxed Dollars
Funds that have already been subject to taxation, not requiring further tax upon withdrawal or transfer.
Qualified Pension Plan
A retirement plan that meets the requirements of the Internal Revenue Code and ERISA, offering tax advantages to the employer and employee.
Nontaxable
refers to income or financial transactions that are not subject to tax by the government.
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