Examlex
Which of the following is a basic component of all of the others?
Risk-based Insurance
Insurance policies where premiums vary according to the risk level of the policyholder, commonly used in health and auto insurance.
Americans with Disabilities Act
A legal statute designed to prevent discrimination towards people with disabilities in various public sectors.
Cafeteria-style Plans
Flexible employee benefits plans allowing workers to choose from a variety of pre-tax benefits options, similar to selecting food in a cafeteria.
HMO
Health Maintenance Organization, a type of health insurance plan that requires members to access healthcare services from a specific network of providers.
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