Consumer Finance Corporation (CFC) Extends Credit to Consumers

question 16

Multiple Choice

Consumer Finance Corporation (CFC) extends credit to consumers. CFC is subject to the Equal Credit Opportunity Act, which prohibits credit dis-crimination based on

• A) intelligence.
• B) education.
• C) culture.
• D) race.

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Definitions:

Unconscious Thoughts

Mental processes that occur without conscious awareness, influencing perceptions, feelings, and behaviors without our direct knowledge.

Halo Effect

Tendency of an interviewer to allow positive characteristics of a client to influence the assessments of the client’s behavior and statements.

First Meeting

an initial encounter between two or more individuals or parties, often setting the tone for a future relationship or interaction.

Unstructured Interviews

A qualitative data collection method where the interviewer asks open-ended questions, allowing for spontaneous and natural responses.