QT Collection Agency Calls Rob Several Times a Day, and in the Middle

question 68

Multiple Choice

QT Collection Agency calls Rob several times a day, and in the middle of the night, about an overdue bill that Standard Credit Company turned over to QT for collection. This is a violation of

• A)no federal law.
• B)the Fair and Accurate Credit Transactions Act.
• C)the Fair Debt Collection Practices Act.
• D)the Truth-in-Lending Act.

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Definitions:

Collaboration

The process of two or more people, entities, or organizations working together to complete a task or achieve a goal by sharing knowledge, learning, and building consensus.

Experimentation

The process of trying out new ideas, concepts, or methods to gather data, observe outcomes, or test hypotheses.

Abduction

The process of forming a hypothesis or explanation through inference from limited information.

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