Brandy Forges Caleb's Signature on a Check "Payable to the Order

question 29

Multiple Choice

Brandy forges Caleb's signature on a check "payable to the order of Brandy" drawn on Caleb's account in Downtown Bank. Caleb's forged signature is

• A) effective if an innocent third party accepts the check.
• B) effective to the degree that it matches Caleb's genuine signature.
• C) effective to the extent that Downtown Bank debits Caleb's account.
• D) has no legal effect .

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Definitions:

Hindsight Bias

A cognitive bias that causes people to overestimate their ability to predict events that have already happened.

Unconscious Patronization

A subtle form of discrimination where individuals, without realizing it, treat members of marginalized groups in a condescending manner.

9/11 Terrorist Attacks

A series of coordinated terrorist attacks executed by al-Qaeda on September 11, 2001, targeting the World Trade Center and the Pentagon, leading to widespread global impacts.

White Supremacists

Individuals or groups advocating for the supremacy of white people, typically marked by racist ideology.