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Pamela, without authorization, eavesdrops on a conversation between Mark and Elise. Pamela has not committed the tort of intrusion unless she makes the conversation public.
Effective Rate
The actual interest rate that an individual earns or pays on an investment, loan, or other financial product, after compounding and other factors are taken into account.
Car Loan
A financial loan specifically used to purchase a car, typically secured by the car itself as collateral.
Periodic Rate
The interest rate applied to a financial loan or savings account that is compounded at regular intervals over a period of time.
Effective Rate
The actual interest rate an individual pays on a loan or earns on an investment, after compounding and other charges are factored in.
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