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A misrepresentation is material if:
Unintentional Injuries
Injuries that occur without the intent to harm, often resulting from accidents.
Congenital Anomalies
Physical or structural abnormalities present from birth, potentially affecting the function or cosmetic appearance of the individual.
Appendectomy Incision
A surgical cut made to remove the appendix, typically located in the lower right side of the abdomen.
Prescribed Dressing Change
A medical instruction for changing wound coverings at specific intervals to promote healing and prevent infection.
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