Under the Fair Credit Billing Act, If a Consumer Reports

question 23

Multiple Choice

Under the Fair Credit Billing Act, if a consumer reports an error in the amount on his charge account bill, until the creditor responds, it cannot:

• A) take any action to collect the disputed amount.
• B) restrict the use of an open-ended credit account because the disputed amount is unpaid.
• C) report the disputed amount as delinquent.
• D) All of these are correct.

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Definitions:

Alertness

The state of being watchful and ready to respond quickly to potential danger or opportunities.

Sleepier

The state or quality of feeling or being more inclined to sleep or tiredness.

Awake

The state of being conscious, alert, and aware of one's surroundings.

Deprivation

The condition caused by a lack of necessary materials, comfort, or necessities for healthy living.