A Type of Insurance in Which the Insured and the Insurer

question 29

Multiple Choice

A type of insurance in which the insured and the insurer share a risk of loss due to fire is:

• A) co-insurance.
• B) non-forfeiture insurance.
• C) no-fault insurance.
• D) reinsurance.

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Definitions:

RTMS

Repetitive Transcranial Magnetic Stimulation, a non-invasive procedure that uses magnetic fields to stimulate nerve cells in the brain to treat depression.

Depressive Episodes

Periods characterized by feelings of extreme sadness, hopelessness, and a lack of interest or pleasure in activities, often a symptom of major depressive disorder.

Excessive Fear

A heightened state of fear that is beyond normal or reasonable responses to actual threats, often leading to anxiety or panic attacks.

Transcranial Direct Current Stimulation

A form of neurostimulation that uses constant, low direct current delivered via electrodes on the head to modulate neuronal activity.