Warranties in Insurance Contracts

question 5

Multiple Choice

Warranties in insurance contracts:

• A) are of great importance.
• B) may be expressly included in the contract, be clearly incorporated by reference, or be implied.
• C) may be used to avoid liability in all states, whether or not the breach of warranty is material.
• D) are becoming increasingly easy to use as a basis for an insurer to avoid liability on a policy when an insured breaches.

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Definitions:

Continuous Positive Airway Pressure

A treatment method using mild air pressure to keep the airways open, commonly used for patients with breathing problems, such as sleep apnea.

Nonpharmacological Intervention

Treatment methods that do not involve the use of medication, such as physical therapy, counseling, or lifestyle changes.

Pain Scale

A tool used in medical settings to assess the intensity of a patient's pain, typically ranging from 0 (no pain) to 10 (the worst pain).

Emergency Department

A specialized department in hospitals or healthcare facilities that provides immediate treatment to patients with acute illnesses or injuries.