Examlex
The geography of American settlement is changing mostly due to economic factors. What are four prominent patterns in this shifting settlement?
Loan
A sum of money borrowed by one party from another, subject to repayment of the principal amount with interest.
Amortized
The process of gradually writing off the initial cost of an asset over a period.
Interest Paid
This is the amount of money paid by a borrower to a lender in return for the use of borrowed money, usually expressed as a percentage of the principal.
Effective Rate
The actual interest rate an investor earns or pays on an investment or loan, taking into account the effect of compounding.
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