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Railroads adopted the policy of standard time in
Fringe Lending
Lending practices occurring outside of traditional banking institutions, often associated with high-interest rates and less favorable terms for borrowers.
Sub-Prime Lending
Lending to individuals who have poor credit histories and are considered a higher risk to lenders.
Bank Charter
A legal document that authorizes the establishment and operation of a bank, setting out its rights and obligations.
Savings And Loan
A financial institution that specializes in accepting savings deposits and making mortgage and other loans.
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