Term for Identification: Redlining

Question

Term for Identification:  Redlining​

Examlex · Accepted Answer

The Answer is Redlining is a discriminatory practice in which services such as banking, insurance, access to jobs, access to health care, or even supermarkets are denied or made more difficult to obtain in certain areas, often based on racial or ethnic composition. The term "redlining" originated from the practice by which banks would draw a red line on a map to delineate areas where they would not invest, typically neighborhoods with a high proportion of racial and ethnic minorities. This practice, which began in the 1930s, contributed to economic disparities by race and has had long-lasting effects on community development and the ability of individuals in those areas to improve their socioeconomic status.

Redlining was formally outlawed by the Fair Housing Act of 1968 and the Community Reinvestment Act of 1977, which required banks to lend and make services available to all communities. However, the legacy of redlining continues to affect many communities, as the lack of investment has led to a cycle of poverty and limited opportunities for residents. Efforts to address the consequences of redlining include various community development programs and initiatives aimed at increasing investment in affected areas.

Term for Identification: Redlining​

Definitions:

Term for Identification: Redlining