Which of the Following Is a Drawback of FDIC Insurance

question 197

Multiple Choice

Which of the following is a drawback of FDIC insurance?

• A)FDIC insurance leads to excess industry profits.
• B)FDIC insurance has failed to arrest the trend of bank failures.
• C)FDIC insurance leads to the problem of moral hazard.
• D)FDIC insurance undercuts private insurance companies.

---

Definitions:

Psychodynamic Theory

A psychological framework that emphasizes unconscious processes and childhood experiences in shaping personality and behavior.

Phallic

Refers to the third stage in Freud's psychosexual development theory, focused on the genitals and the conflict of sexual identification and attraction.

Latency

The delay before a transfer of data begins following an instruction for its transfer.

Gender Roles

Socially constructed roles, behaviors, activities, and attributes that a given society considers appropriate for men and women or boys and girls.