[Solved] Atherosclerotic lesions begin to form in adolescence and early adulthood and gradually decline through the decades. Pay-outs: Pay-outs refer to amounts of money paid to someone, often as part of a settlement, as earnings or as a distribution from investments. Limitation Clause: A provision in a contract that limits the amount of time within which a party can sue for breaches of the contract’s terms. Insurance Contract: A legally binding agreement between an insurer and the insured, outlining coverage terms, conditions, and premiums. Insurable Interest: The requirement that a policyholder must stand to lose financially if the insured event occurs, establishing a legal right to insure the item or life.