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R&D Spending
Expenditures dedicated to research and development efforts aimed at innovation, product development, and improvement.
Effective Usury Laws
Regulations that set maximum interest rates on loans, intended to protect consumers from exorbitant or predatory lending rates.
Loanable Funds
The supply of financial resources available for lending, determined by savings and demand for borrowing.
Future Value
The value of an investment or payment at a specified future date, considering interest or growth rates.
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