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Regardless of sampling rate, digital audio file size can be reduced using audio compression techniques.
Time Deposits
A financial product provided by banks that offers a higher interest rate in exchange for keeping a specified amount of money untouched for a predetermined period.
Reserve Requirement
The minimum percentage of customer deposits and notes that a bank must hold as reserves rather than lending out, as mandated by the central bank.
Demand Deposits
Bank accounts from which deposited funds can be withdrawn at any time without any notice to the institution, typically through writing checks.
Excess Reserves
The reserves held by banks in excess of what is required by regulations, which can be loaned out to generate additional income.
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