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If you are nervous about a presentation, it will put both you and your audience at ease if you just state that you are nervous.
Periodic Rate
The interest rate for a specific period of time, often related to credit cards or loans, which can be monthly, quarterly, etc.
APR
Annual Percentage Rate, a measure of the cost of credit, expressing the yearly interest rate.
Total Interest
The total amount paid or earned over the life of a financial product, such as a loan or an investment, in addition to the principal.
APR
Annual Percentage Rate, a measure used to calculate the cost of borrowing or the yield from an investment, taking into account interest rates, fees, and loan terms.
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