Examlex
Swells refer to the trough of the wave.
Perverse Incentives
Incentives that have unintended and undesirable effects that are contrary to the intentions behind their creation.
Before-Tax Income
The total personal income earned by an individual or household before any taxes have been deducted.
High-Income Families
Households with an income significantly above the average, often associated with greater purchasing power and wealth accumulation.
College Degree
A certification awarded by colleges or universities upon successful completion of a course of study.
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