The 1995 Modifications to the Community Reinvestment Act

question 486

Multiple Choice

The 1995 modifications to the Community Reinvestment Act

• A) imposed numeric goals for loans extended to low-income and minority groups that were difficult for many banks to meet without reducing loan standards.
• B) reduced the incentive of banks to extend loans to low-income and minority groups.
• C) encouraged low-income and minority housing purchasers to make larger down payments so they would have more equity in their houses.
• D) made it more difficult for low-income and minority groups to obtain conventional loans.

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Central Line

A type of catheter placed into a large vein in the neck, chest, or groin to administer medication, fluids, nutrients, or to obtain blood tests over a long period.

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Continuing Education

Education pursued after the completion of a primary learning program, aimed at professionals for skill enhancement and knowledge update.

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An organization that provides health care and personal services to individuals in their homes.