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Effective Rate
Reflects the total interest payable on a loan or investment, taking into account compounding interest, over a specific period.
Compounded Monthly
Interest on an investment or loan that is calculated each month and added to the principal sum, leading to exponential growth over time.
APR
Stands for Annual Percentage Rate, which represents the annual rate charged for borrowing or earned through an investment, accounting for all fees and costs.
Average Rate
A statistical measure that represents the central or typical value in a set of rates or ratios, often used in financial contexts to describe mean returns or interest rates.
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