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The enlightened legal reforms expressed by Catherine the Great in her Instruction
ATMs
ATMs, or Automated Teller Machines, are electronic banking outlets that allow customers to complete basic transactions without the need for a branch representative.
Equipment-delivered Services
Services that are provided with the aid of specialized equipment, often involving maintenance, delivery, and operation of the equipment itself.
Fee-delivered Services
Services for which a specific fee is charged, encompassing tasks delivered to consumers or businesses that require payment upon completion or delivery.
People-based Services
Services that are intensely labor-oriented, where the quality and value are heavily dependent on the personal skills, interactions, and professionalism of the service provider.
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