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Personal Injuries
refers to physical or emotional harm caused to an individual due to another's negligence or deliberate action.
Antilapse Clause
A provision in a will or estate plan designed to determine what happens to a beneficiary's gift if the beneficiary predeceases the testator.
Life Insurance Policy
A contract between an individual and an insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the death of the policyholder.
Premium
In insurance law, the price paid by the insured for insurance protection for a specified period of time.
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