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Poverty Threshold
The basic income level deemed sufficient for a suitable standard of living in a specific country.
Health Insurance Coverage
A contract that requires an insurer to pay some or all of a person's healthcare costs in exchange for a premium, aiming to mitigate financial risk and costs related to health.
Employment-Based Insurance
Employment-based insurance refers to health insurance provided by an employer as part of an employee benefits package, typically covering medical expenses and sometimes dental and vision care.
Adverse Selection Death Spiral
A situation in insurance markets where rising premiums cause healthy people to drop coverage, leaving a pool of mainly high-risk insureds, leading to further rate increases and potentially the collapse of the market.
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