If an Insurance Plan Is Based on Negotiated Fees with Health

question 16

Multiple Choice

If an insurance plan is based on negotiated fees with health care providers, this means that the providers:

• A) agree in advance to accept set fees for specific services.
• B) will not refer patients to specialists without preauthorization.
• C) cannot charge patients a co-pay.
• D) get authorization from the insurance company before giving treatment.

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Definitions:

Prejudice

Preconceived opinions or judgments toward people or a group based on race, religion, gender, etc., without complete knowledge or experience.

Discrimination

The unfair treatment or discrimination against various groups of individuals, particularly based on race, age, or gender.

Miscegenation

Marriage or sexual relations between a man and a woman of different races.

African American

An American of African and especially of black African descent.