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Trade credit is implicitly costless only:
Human Factor
Refers to the psychological and physiological characteristics of humans, especially when considering their interaction with products, systems, or environments.
Industrial Engineering
A branch of engineering focused on optimizing complex processes or systems for improved efficiency and productivity.
Systematic Study
an approach to understanding phenomena through structured, methodical investigation and analysis.
Group Dynamics
The study of the behavioral and psychological processes that occur within a social group or between social groups.
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