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In a ________________file system, a file department manages all active files.
Investigative Consumer Report
A detailed report about a consumer's character, general reputation, personal characteristics, or mode of living, obtained through personal interviews and other means.
Personal Traits
Characteristics or qualities that define an individual's personality, behaviors, and attitudes.
Credit-Related Information
Information pertaining to an individual's or entity's credit history, including credit scores, payment history, and other data used to assess creditworthiness.
Equal Credit Opportunity Act
A U.S. law that prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or because a person receives public assistance.
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