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What is dynamic method binding and why is it used?
Default Rate
The percentage of borrowers failing to make payments on their loans within a specific period.
Credit Policy
A set of guidelines that a company follows to determine the credit terms and limits for customers, impacting how credit is extended and collected.
Past Payment History
The record of an individual's or entity's past payments on all debts, used by lenders to gauge creditworthiness.
Initial Credit Purchase
The first acquisition of goods or services that allows payment to be delayed.
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