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Explain how a stream's bed load contributes to down-cutting.
Debtor
An individual or entity that owes money to another party.
Insolvent
A state where an individual or organization cannot meet its financial obligations as debts come due.
Chapter 7
A provision under the U.S. Bankruptcy Code that provides for the liquidation of a debtor's assets to repay creditors.
Voluntary Petition
A document filed by an individual or business in a bankruptcy court to initiate bankruptcy proceedings voluntarily.
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