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Where is the focus of an earthquake located?
Low Short-Term Interest Rate
A situation where the interest rates for borrowing funds for a short period are significantly lower than usual, typically indicating a policy aimed at stimulating economic growth.
Sub-Prime Borrowers
Individuals or entities with low credit ratings, indicating a higher risk of default to lenders.
Default Rates
The percentage of borrowers who fail to repay their loans or meet their debt obligations on time, often used as a measure of credit risk.
Adjustable-Rate Mortgages
Home loans with interest rates that can change over time based on market conditions.
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