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Loans
Borrowed sums of money that must be repaid with interest over a predetermined period.
Reserve Ratio
The portion of depositors' balances that banks must have on hand as cash, set by central banking authorities to ensure liquidity and stability in the banking system.
Additional Reserves
The excess funds that banks hold over the required minimum to meet reserve requirements set by a central bank.
Money
An economic unit that functions as a generally recognized medium of exchange for transactional purposes in an economy.
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