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Even if a state repays its Title XII advances, all employers in that state are subject to a credit reduction in the year of the advance.
Heavy Smoker
An individual who smokes tobacco products excessively, significantly increasing their risk of developing health problems.
Caffeine
A stimulant found in coffee, tea, chocolate, and some medications, known for its ability to enhance alertness and reduce feelings of fatigue.
Cardiovascular Development
The process of growth and maturation of the heart and blood vessels throughout a person's life.
Without Defects
Describes a condition or object that is free from flaws, imperfections, or deficiencies.
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