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INSTRUCTIONS: Choose the Word or Phrase in [ ] Which

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INSTRUCTIONS: Choose the word or phrase in [ ] which will correctly complete the statement. Select A for the first item, B for the second item, and C if neither item will correctly complete the statement.
If your total monthly consumer credit payments are $925, and your monthly take-home pay is $2,700, your debt safety ratio is [ 34% | 14% ].


Definitions:

Mediating Variables

Factors that influence the relationship between independent and dependent variables in research or experiments, explaining how or why such effects occur.

Moderators

Factors that can influence the strength or direction of the relationship between two variables, often considered in research and analysis.

Explanatory Constructs

These are concepts or theories developed to explain certain phenomena, providing a framework to understand research findings or observations.

Technical Skills

Abilities and knowledge needed to perform specific tasks, especially those involving methods, processes, or procedures.

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